Routing Number 111321717

Routing number 111321717 is assigned to Centennial Bank, a main office located at 904 Avenue O, Lubbock, Texas 79401. This nine-digit ABA routing transit number identifies Centennial Bank within the Federal Reserve's Dallas district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (11) indicate the Federal Reserve Bank of Dallas, digits 3-4 (13) identify the processing center, digits 5-8 (2171) are the institution identifier, and the final digit (7) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Centennial Bank, provide your employer with routing number 111321717 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Centennial Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Centennial Bank, in the mobile app, or by calling 806-293-3635. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 111321717 is registered for ACH transactions at Centennial Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Centennial Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Centennial Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Centennial Bank is located at 904 Avenue O, Lubbock, TX 79401. Centennial Bank operates in the Federal Reserve's Dallas district, which serves as the regional hub for monetary policy and payment processing in this area.