Routing Number 103189682

Routing number 103189682 is assigned to Bank Of Grand Lake, a main office located at 201 East 18th Street, Grove, Oklahoma 74344. This nine-digit ABA routing transit number identifies Bank Of Grand Lake within the Federal Reserve's Kansas City district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (10) indicate the Federal Reserve Bank of Kansas City, digits 3-4 (31) identify the processing center, digits 5-8 (8968) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Bank Of Grand Lake, provide your employer with routing number 103189682 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Bank Of Grand Lake's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Bank Of Grand Lake, in the mobile app, or by calling 918-787-5900. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 103189682 is registered for ACH transactions at Bank Of Grand Lake, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Bank Of Grand Lake may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Bank Of Grand Lake before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Bank Of Grand Lake is located at 201 East 18th Street, Grove, OK 74344. Bank Of Grand Lake operates in the Federal Reserve's Kansas City district, which serves as the regional hub for monetary policy and payment processing in this area.