Routing Number 102305098

Routing number 102305098 is assigned to Rocky Mountain Bank, a main office located at P.o Box 938, Jackson, Wyoming 83001. This nine-digit ABA routing transit number identifies Rocky Mountain Bank within the Federal Reserve's Kansas City district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (10) indicate the Federal Reserve Bank of Kansas City, digits 3-4 (23) identify the processing center, digits 5-8 (0509) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Rocky Mountain Bank, provide your employer with routing number 102305098 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Rocky Mountain Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Rocky Mountain Bank, in the mobile app, or by calling 307-732-7787. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 102305098 is registered for ACH transactions at Rocky Mountain Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Rocky Mountain Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Rocky Mountain Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Rocky Mountain Bank is located at P.o Box 938, Jackson, WY 83001. Rocky Mountain Bank operates in the Federal Reserve's Kansas City district, which serves as the regional hub for monetary policy and payment processing in this area.