Routing Number 102206728

Routing number 102206728 is assigned to Four Corners Community Bank, a main office located at Suite 101, Farmington, New Mexico 87401. This nine-digit ABA routing transit number identifies Four Corners Community Bank within the Federal Reserve's Kansas City district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (10) indicate the Federal Reserve Bank of Kansas City, digits 3-4 (22) identify the processing center, digits 5-8 (0672) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Four Corners Community Bank, provide your employer with routing number 102206728 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Four Corners Community Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Four Corners Community Bank, in the mobile app, or by calling 505-327-3222. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 102206728 is registered for ACH transactions at Four Corners Community Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Four Corners Community Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Four Corners Community Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Four Corners Community Bank is located at Suite 101, Farmington, NM 87401. Four Corners Community Bank operates in the Federal Reserve's Kansas City district, which serves as the regional hub for monetary policy and payment processing in this area.