Routing Number 102107034

Routing number 102107034 is assigned to First Southwest Bank, a main office located at 720 Main Street, Alamosa, Colorado 81101. This nine-digit ABA routing transit number identifies First Southwest Bank within the Federal Reserve's Kansas City district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (10) indicate the Federal Reserve Bank of Kansas City, digits 3-4 (21) identify the processing center, digits 5-8 (0703) are the institution identifier, and the final digit (4) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Southwest Bank, provide your employer with routing number 102107034 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Southwest Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Southwest Bank, in the mobile app, or by calling 719-587-4200. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 102107034 is registered for ACH transactions at First Southwest Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Southwest Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Southwest Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Southwest Bank is located at 720 Main Street, Alamosa, CO 81101. First Southwest Bank operates in the Federal Reserve's Kansas City district, which serves as the regional hub for monetary policy and payment processing in this area.