Routing Number 096000580

Routing number 096000580 is assigned to Bankcherokee, a main office located at 607 S Smith Ave, St Paul, Minnesota 55107. This nine-digit ABA routing transit number identifies Bankcherokee within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (60) identify the processing center, digits 5-8 (0058) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Bankcherokee, provide your employer with routing number 096000580 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Bankcherokee's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Bankcherokee, in the mobile app, or by calling 651-291-6269. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 096000580 is registered for ACH transactions at Bankcherokee, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Bankcherokee may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Bankcherokee before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Bankcherokee is located at 607 S Smith Ave, St Paul, MN 55107. Bankcherokee operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.