Routing Number 091310628

Routing number 091310628 is assigned to Farmers & Merchants Bank Of Nd, a main office located at Po Box 405, Tolna, North Dakota 58380. This nine-digit ABA routing transit number identifies Farmers & Merchants Bank Of Nd within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (13) identify the processing center, digits 5-8 (1062) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Farmers & Merchants Bank Of Nd, provide your employer with routing number 091310628 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Farmers & Merchants Bank Of Nd's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Farmers & Merchants Bank Of Nd, in the mobile app, or by calling 701-262-4211. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 091310628 is registered for ACH transactions at Farmers & Merchants Bank Of Nd, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Farmers & Merchants Bank Of Nd may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Farmers & Merchants Bank Of Nd before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Farmers & Merchants Bank Of Nd is located at Po Box 405, Tolna, ND 58380. Farmers & Merchants Bank Of Nd operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.