Routing Number 091310602

Routing number 091310602 is assigned to Farmers & Merchants St Bk Langdon, a main office located at 816 3rd Street, Langdon, North Dakota 58249. This nine-digit ABA routing transit number identifies Farmers & Merchants St Bk Langdon within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (13) identify the processing center, digits 5-8 (1060) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Farmers & Merchants St Bk Langdon, provide your employer with routing number 091310602 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Farmers & Merchants St Bk Langdon's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Farmers & Merchants St Bk Langdon, in the mobile app, or by calling 701-256-5431. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 091310602 is registered for ACH transactions at Farmers & Merchants St Bk Langdon, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Farmers & Merchants St Bk Langdon may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Farmers & Merchants St Bk Langdon before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Farmers & Merchants St Bk Langdon is located at 816 3rd Street, Langdon, ND 58249. Farmers & Merchants St Bk Langdon operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.