Routing Number 091301640

Routing number 091301640 is assigned to United Valley Bank, a main office located at 211 Division Avenue South, Cavalier, North Dakota 58220. This nine-digit ABA routing transit number identifies United Valley Bank within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (13) identify the processing center, digits 5-8 (0164) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with United Valley Bank, provide your employer with routing number 091301640 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in United Valley Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from United Valley Bank, in the mobile app, or by calling 701-265-8331. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 091301640 is registered for ACH transactions at United Valley Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, United Valley Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with United Valley Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of United Valley Bank is located at 211 Division Avenue South, Cavalier, ND 58220. United Valley Bank operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.