Routing Number 086505545

Routing number 086505545 is assigned to State Bank Of Southwest Mo, a main office located at Po Box 10828, Springfield, Missouri 65808. This nine-digit ABA routing transit number identifies State Bank Of Southwest Mo within the Federal Reserve's St. Louis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (08) indicate the Federal Reserve Bank of St. Louis, digits 3-4 (65) identify the processing center, digits 5-8 (0554) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with State Bank Of Southwest Mo, provide your employer with routing number 086505545 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in State Bank Of Southwest Mo's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from State Bank Of Southwest Mo, in the mobile app, or by calling 417-882-1400. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 086505545 is registered for ACH transactions at State Bank Of Southwest Mo, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, State Bank Of Southwest Mo may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with State Bank Of Southwest Mo before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of State Bank Of Southwest Mo is located at Po Box 10828, Springfield, MO 65808. State Bank Of Southwest Mo operates in the Federal Reserve's St. Louis district, which serves as the regional hub for monetary policy and payment processing in this area.