Routing Number 083902248

Routing number 083902248 is assigned to Farmers Bk & Cap Tr, a main office located at 102 Bypass Plaza, Frankfort, Kentucky 40601. This nine-digit ABA routing transit number identifies Farmers Bk & Cap Tr within the Federal Reserve's St. Louis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (08) indicate the Federal Reserve Bank of St. Louis, digits 3-4 (39) identify the processing center, digits 5-8 (0224) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Farmers Bk & Cap Tr, provide your employer with routing number 083902248 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Farmers Bk & Cap Tr's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Farmers Bk & Cap Tr, in the mobile app, or by calling 502-227-1671. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 083902248 is registered for ACH transactions at Farmers Bk & Cap Tr, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Farmers Bk & Cap Tr may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Farmers Bk & Cap Tr before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Farmers Bk & Cap Tr is located at 102 Bypass Plaza, Frankfort, KY 40601. Farmers Bk & Cap Tr operates in the Federal Reserve's St. Louis district, which serves as the regional hub for monetary policy and payment processing in this area.