Routing Number 073902436

Routing number 073902436 is assigned to Midwest Heritage Bank Fsb, a main office located at 1025 Braden Ave, Chariton, Iowa 50049. This nine-digit ABA routing transit number identifies Midwest Heritage Bank Fsb within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (39) identify the processing center, digits 5-8 (0243) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Midwest Heritage Bank Fsb, provide your employer with routing number 073902436 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Midwest Heritage Bank Fsb's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Midwest Heritage Bank Fsb, in the mobile app, or by calling 641-774-8581. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 073902436 is registered for ACH transactions at Midwest Heritage Bank Fsb, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Midwest Heritage Bank Fsb may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Midwest Heritage Bank Fsb before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Midwest Heritage Bank Fsb is located at 1025 Braden Ave, Chariton, IA 50049. Midwest Heritage Bank Fsb operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.