Routing Number 072486856

Routing number 072486856 is assigned to Community Promise Fcu, a main office located at 1313 Portage Street, Kalamazoo, Michigan 49001. This nine-digit ABA routing transit number identifies Community Promise Fcu within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (24) identify the processing center, digits 5-8 (8685) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Community Promise Fcu, provide your employer with routing number 072486856 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Community Promise Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Community Promise Fcu, in the mobile app, or by calling 269-459-1777. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 072486856 is registered for ACH transactions at Community Promise Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Community Promise Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Community Promise Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Community Promise Fcu is located at 1313 Portage Street, Kalamazoo, MI 49001. Community Promise Fcu operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.