Routing Number 071208297

Routing number 071208297 is assigned to First State Bk Middlebury, a main office located at P O Box 69, Middlebury, Indiana 46540. This nine-digit ABA routing transit number identifies First State Bk Middlebury within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (12) identify the processing center, digits 5-8 (0829) are the institution identifier, and the final digit (7) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First State Bk Middlebury, provide your employer with routing number 071208297 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First State Bk Middlebury's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First State Bk Middlebury, in the mobile app, or by calling 574-825-2166. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 071208297 is registered for ACH transactions at First State Bk Middlebury, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First State Bk Middlebury may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First State Bk Middlebury before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First State Bk Middlebury is located at P O Box 69, Middlebury, IN 46540. First State Bk Middlebury operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.