Routing Number 071202756

Routing number 071202756 is assigned to First Source Bank South Bend, a main office located at 1704 Commerce Dr, South Bend, Indiana 46628. This nine-digit ABA routing transit number identifies First Source Bank South Bend within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (12) identify the processing center, digits 5-8 (0275) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Source Bank South Bend, provide your employer with routing number 071202756 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Source Bank South Bend's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Source Bank South Bend, in the mobile app, or by calling 574-235-2270. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 071202756 is registered for ACH transactions at First Source Bank South Bend, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Source Bank South Bend may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Source Bank South Bend before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Source Bank South Bend is located at 1704 Commerce Dr, South Bend, IN 46628. First Source Bank South Bend operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.