Routing Number 064101903

Routing number 064101903 is assigned to 1st Tn Bk N A Cookeville, a main office located at 345 South Jefferson, Cookeville, Tennessee 38501. This nine-digit ABA routing transit number identifies 1st Tn Bk N A Cookeville within the Federal Reserve's Atlanta district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (06) indicate the Federal Reserve Bank of Atlanta, digits 3-4 (41) identify the processing center, digits 5-8 (0190) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with 1st Tn Bk N A Cookeville, provide your employer with routing number 064101903 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in 1st Tn Bk N A Cookeville's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from 1st Tn Bk N A Cookeville, in the mobile app, or by calling 901-542-7038. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 064101903 is registered for ACH transactions at 1st Tn Bk N A Cookeville, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, 1st Tn Bk N A Cookeville may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with 1st Tn Bk N A Cookeville before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of 1st Tn Bk N A Cookeville is located at 345 South Jefferson, Cookeville, TN 38501. 1st Tn Bk N A Cookeville operates in the Federal Reserve's Atlanta district, which serves as the regional hub for monetary policy and payment processing in this area.