Routing Number 063101454

Routing number 063101454 is assigned to Capital City Bank, a main office located at Attn: Electronic Services, Tallahassee, Florida 32308. This nine-digit ABA routing transit number identifies Capital City Bank within the Federal Reserve's Atlanta district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (06) indicate the Federal Reserve Bank of Atlanta, digits 3-4 (31) identify the processing center, digits 5-8 (0145) are the institution identifier, and the final digit (4) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Capital City Bank, provide your employer with routing number 063101454 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Capital City Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Capital City Bank, in the mobile app, or by calling 888-671-0400. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 063101454 is registered for ACH transactions at Capital City Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Capital City Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Capital City Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Capital City Bank is located at Attn: Electronic Services, Tallahassee, FL 32308. Capital City Bank operates in the Federal Reserve's Atlanta district, which serves as the regional hub for monetary policy and payment processing in this area.