Routing Number 056009288

Routing number 056009288 is assigned to Main Street Bank, a main office located at 3rd Floor, Fairfax, Virginia 22030. This nine-digit ABA routing transit number identifies Main Street Bank within the Federal Reserve's Richmond district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (05) indicate the Federal Reserve Bank of Richmond, digits 3-4 (60) identify the processing center, digits 5-8 (0928) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Main Street Bank, provide your employer with routing number 056009288 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Main Street Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Main Street Bank, in the mobile app, or by calling 703-481-4585. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 056009288 is registered for ACH transactions at Main Street Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Main Street Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Main Street Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Main Street Bank is located at 3rd Floor, Fairfax, VA 22030. Main Street Bank operates in the Federal Reserve's Richmond district, which serves as the regional hub for monetary policy and payment processing in this area.