Routing Number 053112796

Routing number 053112796 is assigned to Carolina Alliance Bank, a main office located at 200 S. Church Street, Spartanburg, South Carolina 29306. This nine-digit ABA routing transit number identifies Carolina Alliance Bank within the Federal Reserve's Richmond district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (05) indicate the Federal Reserve Bank of Richmond, digits 3-4 (31) identify the processing center, digits 5-8 (1279) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Carolina Alliance Bank, provide your employer with routing number 053112796 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Carolina Alliance Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Carolina Alliance Bank, in the mobile app, or by calling 864-208-2265. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 053112796 is registered for ACH transactions at Carolina Alliance Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Carolina Alliance Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Carolina Alliance Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Carolina Alliance Bank is located at 200 S. Church Street, Spartanburg, SC 29306. Carolina Alliance Bank operates in the Federal Reserve's Richmond district, which serves as the regional hub for monetary policy and payment processing in this area.