Routing Number 053103585

Routing number 053103585 is assigned to The Fidelity Bank, a main office located at Po Box 996, Fuquay Varina, North Carolina 27526. This nine-digit ABA routing transit number identifies The Fidelity Bank within the Federal Reserve's Richmond district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (05) indicate the Federal Reserve Bank of Richmond, digits 3-4 (31) identify the processing center, digits 5-8 (0358) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with The Fidelity Bank, provide your employer with routing number 053103585 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in The Fidelity Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from The Fidelity Bank, in the mobile app, or by calling 919-552-2242. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 053103585 is registered for ACH transactions at The Fidelity Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, The Fidelity Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with The Fidelity Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of The Fidelity Bank is located at Po Box 996, Fuquay Varina, NC 27526. The Fidelity Bank operates in the Federal Reserve's Richmond district, which serves as the regional hub for monetary policy and payment processing in this area.