Routing Number 051409074

Routing number 051409074 is assigned to Blue Ridge Bank, Na, a main office located at 17 West Main St, Luray, Virginia 22835. This nine-digit ABA routing transit number identifies Blue Ridge Bank, Na within the Federal Reserve's Richmond district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (05) indicate the Federal Reserve Bank of Richmond, digits 3-4 (14) identify the processing center, digits 5-8 (0907) are the institution identifier, and the final digit (4) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Blue Ridge Bank, Na, provide your employer with routing number 051409074 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Blue Ridge Bank, Na's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Blue Ridge Bank, Na, in the mobile app, or by calling 540-743-6521. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 051409074 is registered for ACH transactions at Blue Ridge Bank, Na, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Blue Ridge Bank, Na may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Blue Ridge Bank, Na before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Blue Ridge Bank, Na is located at 17 West Main St, Luray, VA 22835. Blue Ridge Bank, Na operates in the Federal Reserve's Richmond district, which serves as the regional hub for monetary policy and payment processing in this area.