Routing Number 042101271

Routing number 042101271 is assigned to Bank Of The Bluegrass, a main office located at Attn: Bookkeeping, Lexington, Kentucky 40507. This nine-digit ABA routing transit number identifies Bank Of The Bluegrass within the Federal Reserve's Cleveland district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (04) indicate the Federal Reserve Bank of Cleveland, digits 3-4 (21) identify the processing center, digits 5-8 (0127) are the institution identifier, and the final digit (1) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Bank Of The Bluegrass, provide your employer with routing number 042101271 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Bank Of The Bluegrass's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Bank Of The Bluegrass, in the mobile app, or by calling 859-233-4500. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 042101271 is registered for ACH transactions at Bank Of The Bluegrass, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Bank Of The Bluegrass may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Bank Of The Bluegrass before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Bank Of The Bluegrass is located at Attn: Bookkeeping, Lexington, KY 40507. Bank Of The Bluegrass operates in the Federal Reserve's Cleveland district, which serves as the regional hub for monetary policy and payment processing in this area.