Routing Number 042000916

Routing number 042000916 is assigned to Federal Home Loan Bank, a main office located at P.o. Box 598, Cincinnati, Ohio 45201. This nine-digit ABA routing transit number identifies Federal Home Loan Bank within the Federal Reserve's Cleveland district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (04) indicate the Federal Reserve Bank of Cleveland, digits 3-4 (20) identify the processing center, digits 5-8 (0091) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Federal Home Loan Bank, provide your employer with routing number 042000916 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Federal Home Loan Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Federal Home Loan Bank, in the mobile app, or by calling 513-852-7500. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 042000916 is registered for ACH transactions at Federal Home Loan Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Federal Home Loan Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Federal Home Loan Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Federal Home Loan Bank is located at P.o. Box 598, Cincinnati, OH 45201. Federal Home Loan Bank operates in the Federal Reserve's Cleveland district, which serves as the regional hub for monetary policy and payment processing in this area.