Routing Number 031207636

Routing number 031207636 is assigned to Fulton Bank Of New Jersey, a main office located at 450 Bridgeton Pike, Mantua, New Jersey 08051. This nine-digit ABA routing transit number identifies Fulton Bank Of New Jersey within the Federal Reserve's Philadelphia district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (03) indicate the Federal Reserve Bank of Philadelphia, digits 3-4 (12) identify the processing center, digits 5-8 (0763) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Fulton Bank Of New Jersey, provide your employer with routing number 031207636 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Fulton Bank Of New Jersey's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Fulton Bank Of New Jersey, in the mobile app, or by calling 856-415-4130. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 031207636 is registered for ACH transactions at Fulton Bank Of New Jersey, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Fulton Bank Of New Jersey may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Fulton Bank Of New Jersey before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Fulton Bank Of New Jersey is located at 450 Bridgeton Pike, Mantua, NJ 08051. Fulton Bank Of New Jersey operates in the Federal Reserve's Philadelphia district, which serves as the regional hub for monetary policy and payment processing in this area.