Routing Number 031054287

Routing number 031054287 is assigned to Frb Philadelphia-registrations, a main office located at 10 Independence Mall, Philadelphia, Pennsylvania 19106. This nine-digit ABA routing transit number identifies Frb Philadelphia-registrations within the Federal Reserve's Philadelphia district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (03) indicate the Federal Reserve Bank of Philadelphia, digits 3-4 (10) identify the processing center, digits 5-8 (5428) are the institution identifier, and the final digit (7) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Frb Philadelphia-registrations, provide your employer with routing number 031054287 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Frb Philadelphia-registrations's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Frb Philadelphia-registrations, in the mobile app, or by calling 215-574-7108. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 031054287 is registered for ACH transactions at Frb Philadelphia-registrations, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Frb Philadelphia-registrations may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Frb Philadelphia-registrations before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Frb Philadelphia-registrations is located at 10 Independence Mall, Philadelphia, PA 19106. Frb Philadelphia-registrations operates in the Federal Reserve's Philadelphia district, which serves as the regional hub for monetary policy and payment processing in this area.