Routing Number 021583001

Routing number 021583001 is assigned to Merci Coop De Puerto Rico, a main office located at Po Box 1294, San Lorenzo, Puerto Rico 00754. This nine-digit ABA routing transit number identifies Merci Coop De Puerto Rico within the Federal Reserve's New York district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (02) indicate the Federal Reserve Bank of New York, digits 3-4 (15) identify the processing center, digits 5-8 (8300) are the institution identifier, and the final digit (1) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Merci Coop De Puerto Rico, provide your employer with routing number 021583001 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Merci Coop De Puerto Rico's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Merci Coop De Puerto Rico, in the mobile app, or by calling 787-736-4553. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 021583001 is registered for ACH transactions at Merci Coop De Puerto Rico, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Merci Coop De Puerto Rico may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Merci Coop De Puerto Rico before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Merci Coop De Puerto Rico is located at Po Box 1294, San Lorenzo, PR 00754. Merci Coop De Puerto Rico operates in the Federal Reserve's New York district, which serves as the regional hub for monetary policy and payment processing in this area.