Routing Number 021502228

Routing number 021502228 is assigned to Oriental Bank, a main office located at 997 San Roberto St, 5th Floor, San Juan, Puerto Rico 00926. This nine-digit ABA routing transit number identifies Oriental Bank within the Federal Reserve's New York district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (02) indicate the Federal Reserve Bank of New York, digits 3-4 (15) identify the processing center, digits 5-8 (0222) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Oriental Bank, provide your employer with routing number 021502228 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Oriental Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Oriental Bank, in the mobile app, or by calling 787-993-4296. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 021502228 is registered for ACH transactions at Oriental Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Oriental Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Oriental Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Oriental Bank is located at 997 San Roberto St, 5th Floor, San Juan, PR 00926. Oriental Bank operates in the Federal Reserve's New York district, which serves as the regional hub for monetary policy and payment processing in this area.