Routing Number 021407912

Routing number 021407912 is assigned to Capital One, N.a., a main office located at P.o. Box 85139, Richmond, Virginia 23238. This nine-digit ABA routing transit number identifies Capital One, N.a. within the Federal Reserve's New York district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (02) indicate the Federal Reserve Bank of New York, digits 3-4 (14) identify the processing center, digits 5-8 (0791) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Capital One, N.a., provide your employer with routing number 021407912 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Capital One, N.a.'s mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Capital One, N.a., in the mobile app, or by calling 866-561-2580. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 021407912 is registered for ACH transactions at Capital One, N.a., including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Capital One, N.a. may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Capital One, N.a. before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Capital One, N.a. is located at P.o. Box 85139, Richmond, VA 23238. Capital One, N.a. operates in the Federal Reserve's New York district, which serves as the regional hub for monetary policy and payment processing in this area.