Routing Number 021384239

Routing number 021384239 is assigned to Directors Choice Cu, a main office located at 1 South Family Drive, Albany, New York 12205. This nine-digit ABA routing transit number identifies Directors Choice Cu within the Federal Reserve's New York district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (02) indicate the Federal Reserve Bank of New York, digits 3-4 (13) identify the processing center, digits 5-8 (8423) are the institution identifier, and the final digit (9) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Directors Choice Cu, provide your employer with routing number 021384239 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Directors Choice Cu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Directors Choice Cu, in the mobile app, or by calling 518-456-2686. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 021384239 is registered for ACH transactions at Directors Choice Cu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Directors Choice Cu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Directors Choice Cu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Directors Choice Cu is located at 1 South Family Drive, Albany, NY 12205. Directors Choice Cu operates in the Federal Reserve's New York district, which serves as the regional hub for monetary policy and payment processing in this area.