Routing Number 021213232

Routing number 021213232 is assigned to Lakeland Bank, a main office located at 250 Oak Ridge Road, Oak Ridge, New Jersey 07438. This nine-digit ABA routing transit number identifies Lakeland Bank within the Federal Reserve's New York district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (02) indicate the Federal Reserve Bank of New York, digits 3-4 (12) identify the processing center, digits 5-8 (1323) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Lakeland Bank, provide your employer with routing number 021213232 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Lakeland Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Lakeland Bank, in the mobile app, or by calling 973-948-9511. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 021213232 is registered for ACH transactions at Lakeland Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Lakeland Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Lakeland Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Lakeland Bank is located at 250 Oak Ridge Road, Oak Ridge, NJ 07438. Lakeland Bank operates in the Federal Reserve's New York district, which serves as the regional hub for monetary policy and payment processing in this area.