Routing Number 011202392

Routing number 011202392 is assigned to Katahdin Trust Company, a main office located at P. O. Box 36, Houlton, Maine 04730. This nine-digit ABA routing transit number identifies Katahdin Trust Company within the Federal Reserve's Boston district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (01) indicate the Federal Reserve Bank of Boston, digits 3-4 (12) identify the processing center, digits 5-8 (0239) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Katahdin Trust Company, provide your employer with routing number 011202392 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Katahdin Trust Company's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Katahdin Trust Company, in the mobile app, or by calling 207-521-0455. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 011202392 is registered for ACH transactions at Katahdin Trust Company, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Katahdin Trust Company may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Katahdin Trust Company before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Katahdin Trust Company is located at P. O. Box 36, Houlton, ME 04730. Katahdin Trust Company operates in the Federal Reserve's Boston district, which serves as the regional hub for monetary policy and payment processing in this area.