HTLF Routing Number in Kentucky

HTLF has one routing number registered in Kentucky. When setting up direct deposit, bill pay, or wire transfers, make sure to use the routing number assigned to your specific branch or account — using the wrong one can delay or reject your transaction.

Your routing number appears on the bottom-left of any HTLF check, in the HTLF mobile app under account details, or by calling HTLF at 270-653-4301. For ACH transfers like direct deposits and bill payments, use your state-specific routing number. For domestic wire transfers, HTLF may use a different number — always confirm with the bank before sending a wire.

All HTLF routing numbers in Kentucky can be used for ACH transactions, direct deposits, and electronic payments. They are processed through the Federal Reserve and are verified using the standard ABA checksum algorithm.