US Virgin Islands Bank Routing Numbers

5 banks and credit unions operate in US Virgin Islands, from national chains to local community banks. Make sure you use the routing number assigned to your specific branch — large banks often have different numbers by state.

Each routing number is a 9-digit ABA code that identifies the financial institution and its Federal Reserve processing center. You'll need the correct routing number when setting up direct deposits, scheduling ACH payments, initiating wire transfers, or linking external accounts. Large banks like Chase, Bank of America, and Wells Fargo typically assign a unique routing number per state, so always verify you're using the US Virgin Islands-specific number.

ACH transfers in US Virgin Islands are processed through the Federal Reserve and typically settle in 1-2 business days. Domestic wire transfers via Fedwire settle same-day but may use a different routing number — confirm with your bank before sending. You can find your routing number on the bottom-left of a check, in your bank's mobile app, or by searching the directory below.