First Horizon Routing Number in North Carolina

First Horizon has one routing number registered in North Carolina. When setting up direct deposit, bill pay, or wire transfers, make sure to use the routing number assigned to your specific branch or account — using the wrong one can delay or reject your transaction.

Your routing number appears on the bottom-left of any First Horizon check, in the First Horizon mobile app under account details, or by calling First Horizon at 901-542-7038. For ACH transfers like direct deposits and bill payments, use your state-specific routing number. For domestic wire transfers, First Horizon may use a different number — always confirm with the bank before sending a wire.

All First Horizon routing numbers in North Carolina can be used for ACH transactions, direct deposits, and electronic payments. They are processed through the Federal Reserve and are verified using the standard ABA checksum algorithm.