BMO Routing Number in Florida

BMO has one routing number registered in Florida. When setting up direct deposit, bill pay, or wire transfers, make sure to use the routing number assigned to your specific branch or account — using the wrong one can delay or reject your transaction.

Your routing number appears on the bottom-left of any BMO check, in the BMO mobile app under account details, or by calling BMO at 888-340-2265. For ACH transfers like direct deposits and bill payments, use your state-specific routing number. For domestic wire transfers, BMO may use a different number — always confirm with the bank before sending a wire.

All BMO routing numbers in Florida can be used for ACH transactions, direct deposits, and electronic payments. They are processed through the Federal Reserve and are verified using the standard ABA checksum algorithm.