Axos Bank Routing Numbers in California

Axos Bank has 11 routing numbers registered in California. When setting up direct deposit, bill pay, or wire transfers, make sure to use the routing number assigned to your specific branch or account — using the wrong one can delay or reject your transaction.

Your routing number appears on the bottom-left of any Axos Bank check, in the Axos Bank mobile app under account details, or by calling Axos Bank at 858-350-6200. For ACH transfers like direct deposits and bill payments, use your state-specific routing number. For domestic wire transfers, Axos Bank may use a different number — always confirm with the bank before sending a wire.

The reason Axos Bank has multiple routing numbers in California is typically due to historical mergers and acquisitions. When banks merge, the acquired institution's routing numbers are often preserved so existing customers don't need to update their direct deposits, autopayments, and vendor relationships. Each routing number is tied to a specific Federal Reserve processing center.

All Axos Bank routing numbers in California can be used for ACH transactions, direct deposits, and electronic payments. They are processed through the Federal Reserve and are verified using the standard ABA checksum algorithm.