Routing Number 022000046

Routing number 022000046 belongs to M&T Bank in Buffalo, New York. It's used for ACH direct deposits, electronic payments, wire transfers, and check processing through the Fed's New York district.

To set up direct deposit or autopay, you'll need this routing number plus your account number. You can verify it on the bottom-left of any check from M&T Bank, in the bank's app, or by calling them at 716-842-5445.

This routing number works for ACH transactions like direct deposits, bill payments, and payroll. For domestic wire transfers, M&T Bank may use a different number — confirm with the bank before sending a wire.